Iron Horse Auction Company, Inc. is offering a partially completed modular residence on a wooded mountain lot near Wolf Creek Lake (also known as Wolf Lake) in Jackson County, North Carolina. The property offers filtered lake views and an opportunity to complete and repair an existing home in a mountain setting. This offering includes the house and approximately 2.11-acre lot only.

Layout: Two-Bedroom / Two-Bath Main-Level Layout | Unfinished Basement
Acreage: 2.11± Acres (wooded, sloped)
Views: Partial lake views filtered by trees (may vary seasonally)
GPS Coordinates: 35.221713, -82.991584
Apple Maps: Open House Location in Apple Maps

The main level has a two-bedroom/two-bath layout, with an unfinished basement below. Kitchen cabinetry, portions of drywall and interior finishes, and some bathroom components are in place. Kitchen and bathroom installations, flooring, trim, exterior work and other construction remain incomplete. The bathroom count describes the layout, not two completed, functioning bathrooms.

• Observed water damage includes ceiling staining, discoloration and deteriorated finishes in multiple areas
• The rear elevated deck is currently unsafe for use
• Interior stairs to the basement have not been installed
• The home requires repair and completion
• No representation is made as to a percentage complete, completion cost, working utilities or readiness for occupancy

The approximately 2.11-acre lot is mostly wooded and sloped, with partial lake views filtered by trees that may vary seasonally. The approach to the house is steep and unimproved. No direct lake frontage is included.

Located in the Tuckasegee area of Jackson County, the property sits near Wolf Creek Lake, also known locally as Wolf Lake. The surrounding mountain region offers hiking and waterfalls in Panthertown Valley within the Nantahala National Forest. Other regional destinations include Cashiers, Sylva, Western Carolina University in Cullowhee, the Blue Ridge Parkway and Harrah’s Cherokee Casino Resort in Cherokee.

Snow Blossom Trail is a private road shown within a 45-foot right-of-way. A recorded 20-foot driveway access easement across neighboring Tract A connects Snow Blossom Trail to the house tract, following the soil road depicted on the survey (Deed Book 2317, Page 794). The easement places maintenance of improvements within that right-of-way on the grantee. The approach is steep and unimproved.

A separate recorded easement burdens part of the house tract for the neighboring tract’s septic system (Deed Book 2317, Page 797; lines E1–E6 on the survey). Review the survey and recorded documents for locations, rights and obligations.

The property is Lot 2 in the Wolf Lake Property Owners Association (WLPOA, Inc.). The association president has confirmed annual dues of $600 and reports no special assessments currently planned for Lot 2. Lot 2 is excluded from use of the association’s ten-slip dock and does not pay the additional dues associated with that dock. Recorded association documents are available in the Documents section. Contact the auctioneer if you would like to be connected with the association president.

PRIVATE DOCK ELIGIBILITY

Duke Energy Lake Services has confirmed that this property is eligible to apply for a private dock. A dock application was approved in 2022, but the dock was not constructed and the permit expired. A new application and Duke Energy approval would be required.

Duke Energy advises that the house must be dried-in—with a roof, walls, windows, and doors installed—before it will accept a dock application. Eligibility to apply does not constitute approval; Duke Energy must review a complete application to determine whether a proposed dock will be permitted.

Duke Energy also advises that adjoining property owners may maintain a pathway to the shoreline and/or their permitted dock, subject to applicable requirements. Proposed pathways and steps are normally shown with the dock application; neither was included in the 2022 application. No approved pathway or steps are being represented.

No direct lake frontage is included. See the Duke Energy Nantahala Shoreline Management Guidelines, Appendix A, in the Documents section for additional information.

Jackson County has provided its available construction permit and inspection records for this partially completed home. Historical inspection results document certain approvals and outstanding items but do not establish current approval of the home or authorization for occupancy. County records identify the existing building permit as expired. A certificate of occupancy has not been identified in the records provided.

Jackson County recommends that a new owner submit a New Single Family Application so the county can work with the owner on obtaining a permit. Additional review, inspections, corrective work, and approvals may be required to complete the home.

The House Construction and Permit Records PDF in the Documents section includes a summary and county contacts, permit and application records, inspection history, available modular-home plans and engineering details, and septic-related records. These materials reflect historical plans and approvals and should not be interpreted as confirmation of current condition, completed construction, or an approved operating septic system.

For questions about permitting, available records, or the process for completing the home, prospective buyers may contact:

Tony Elders, Director
Jackson County Permitting & Code Enforcement
[email protected]

Tiffany Fugate, Office Supervisor / Software Administrator
Jackson County Permitting & Code Enforcement
[email protected]
828-745-6852

No on-site inspections are offered. Contact the auctioneer with questions about the property or available information.

An extensive gallery of detailed photographs taken October 7, 2026, is provided to show the house’s observed condition, unfinished areas, visible damage and additional building materials stored at the property. Review the full gallery and available due diligence documents before bidding. Photographs do not establish hidden conditions; the inclusion, quantity and usability of stored materials are not confirmed unless identified in the final sale terms.